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萨城房价飞涨！政府为买房者补贴2.2万可付首付！
$22,000 grants for home buying offered amid Sacramento housing scarcity
在萨克拉门托住房短缺的情况下，政府为买房者提供了2.2万美元的补贴
Some financial help was much needed as Sacramento housing prices soared amid a seller's market, even with a pandemic in the mix.
由于萨克拉门托的房价在卖家市场中飙升，政府将提供一些财政援助。
SACRAMENTO, Calif. — The Sacramento Housing and Redevelopment Agency (SHRA) wants people to buy a house in the city, and to sweeten the deal, offered grants of up to $22,000 for down payments and closing costs.
加州，萨克拉门托——萨克拉门托住房和再开发局(SHRA)希望人们在该市买房，为了让交易更顺利，他们提供了高达2.2万美元的首付和交易费用补贴。
The financial help came as Sacramento housing prices soar amid a seller's market, even with a pandemic in the mix. Those who received the grants had to meet multiple criteria and take workshops on homebuying and financial literacy through the Sacramento Realtist Association.
在政府提供财政援助之际，也正是处于疫情之中，萨克拉门托的房价因卖方市场而飙升。获得资助的人必须满足多个标准，并通过萨克拉门托Realtist协会(Sacramento Realtist Association)参加有关购房和金融知识的研讨会。
The grants were part of a Community Homeownership Initiative program. While anyone could apply for grant money, the effort was particularly geared toward Black prospective home buyers.
这些赠款是社区住房计划的一部分。虽然任何人都可以申请补助金，但这项目的目标是非裔潜在购房者。
In a March interview with ABC10, Zoritha Thompson, with Goree and Thompson Real Estate, underscored the importance of the grants.
在今年3月接受ABC10台采访时，Goree and Thompson Real Estate的Zoritha Thompson强调了这笔资金的重要性。
"They use it for their closing costs," Thompson said. "They also can use it to buy the interest rate down, so that’s a tremendous help.”
“他们用它来支付交易手续费，”汤普森说。“他们还可以用它来降低利率，所以这是一个巨大的帮助。”
Thompson said at the time that the program was already seeing people sign up. Though the workshops that occurred in March have now all passed, the programs success could mean added opportunities like this one in the future.
汤普森说，当时已经有很多人申请了这个项目。虽然3月份的研讨会已经全部结束，但项目的成功可能意味着在未来增加像这样的机会。
Here is what the Community Homeownership Initiative program offered:
以下是社区住房所有权倡议计划所提供的内容：
Comprehensive home buyer education and counseling
Financial literacy trainings
First-time home buyer workshops
Flexible mortgage products/programs for neighborhoods in Greater Sacramento.
Who qualified for the grant money?
谁有资格获得这笔补助金?
Those who earned up to 80% of AMI, or about $69,000 for a family of four.
那些收入不超过AMI 80%的人，对一个四口之家来说大约是6.9万美元。
First-time homebuyers in the Greater Sacramento Region.
大萨克拉门托地区的首次购房者。
Those who checked out online information and homebuyer workshops on the Sacramento Realtist Association website.
那些在萨克拉门托Realtist协会网站上查看在线信息和购房者研讨会的人。
People who received a certificate to access downpayment and closing cost assistance from the Sacramento Realtist Association.
从萨克拉门托Realtist协会(Sacramento Realtist Association)获得首付和成交费用援助证书的人。
Families who found a prospective home in the Greater Sacramento area.
将在大萨克拉门托地区找到未来住宅常驻的家庭。
More information on this initiative and the grant program can be found at the WISH program website, or by calling (916) 870-4765.
关于这项倡议和资助计划的更多信息可以在WISH计划网站上找到，或致电(916)870-4765。
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发表于 2021-4-15 08:44:36
发表于 2023-1-15 10:37:04